Why leave your money sitting in a bank account earning for other people when you can put it to work for yourself? This section is dedicated to tested and proven investment strategies and concepts.
-
10 Retirement Saving Tips
Back To Top This Content is for informational purposes only. Nothing contained herein constitutes accounting, tax, financial, investment, legal or other professional advice, and, accordingly,…
-
Annuities: Frequently Asked Questions
What are variable annuities? Variable annuity contracts are sold by insurance companies. Purchasers pay a premium of, for example, $10,000 for a single payment variable…
-
Annuities: How They Work and When You Should Use Them
Annuities may help you meet some of your mid and long-range goals such as planning for your retirement and for a child’s college education. This…
-
Asset Allocation: How To Diversify For Maximum Return
Contrary to popular belief, asset allocation, which refers to the types or classes of securities owned, is generally the most important factor in determining the…
-
Bonds: Frequently Asked Questions
What is a bond? A bond is a certificate promising to repay, no later than a specified date, a sum of money that an investor…
-
Buying On Margin: How It Works and What To Watch Out For
“Buying on margin” is borrowing money from your broker to buy a stock and using your investment as collateral. Investors generally use margin to increase…
-
Changing Jobs? Don’t Forget Your 401(k)
One of the most important questions you face when changing job is what to do with the money in your 401(k) because making the wrong…
-
Financial Planning Checklist
Once you’ve finished with your tax planning for the year, and your return is safely on its way to the IRS, you’re at an excellent…
-
How Brokers Execute Trades: What Every Investor Should Know
When you place an order to buy or sell stock, you might not think about where or how your broker will execute the trade. But…
-
Investing In Mutual Funds: The Time-Tested Guidelines
Mutual funds are an excellent way to invest in stocks, bonds and other securities. They are a good choice of investment because: They are managed…
-
Investment Basics: What You Should Know
The world of investing can seem mind-boggling for a beginning investor. How do you decide what type of security to invest in? Should you choose…
-
Investment Clubs: What You Need To Know
In recent years, interest in investment clubs has grown tremendously. This Financial Guide tells you what you need to know about investors’ clubs before getting…
-
Investment Options: Frequently Asked Questions
What are the steps in the investment process? The investment process is comprised of several steps that enable you to select a portfolio appropriate to…
-
Mutual Fund Taxation: How To Cut The Tax Bite
How are distributions from mutual funds taxed? What happens when they are reinvested? How are capital gains on sales of mutual funds determined? This Financial…
-
Mutual Funds: Frequently Asked Questions
How are mutual fund distributions taxed? You must generally report as income any mutual fund distribution, whether or not it is reinvested. The tax law…
-
Penny Stocks: How To Investigate Them and Avoid the Traps
Information is the investor’s best tool when it comes to investing wisely. But accurate information about “microcap stocks” — low-priced stocks issued by the smallest…
-
Retirement Assets: Frequently Asked Questions
Will my heirs owe income taxes when they inherit my retirement assets? Yes, generally under the same rules that would apply to your withdrawals of…
-
Roth IRAs: How They Work and How To Use Them
Roth IRAs differ from other tax-favored retirement plans, including other IRAs (called “traditional IRAs”), in that they promise complete tax exemption on distribution. There are…
-
Stocks: Frequently Asked Questions
How are Stocks Traded? Generally, stocks are traded in blocks or multiples of 100 shares, which are called round lots. An amount of stock consisting…
-
Swap Tactic Lets You Defer Capital Gains Tax
If you’re a savvy investor, you probably know that you must generally report as income any mutual fund distributions whether you reinvest them or exchange…
-
Traditional vs Roth IRAs: Frequently Asked Questions
What’s good about investing in IRAs? There are two types of IRAs: traditional IRAs and Roth IRAs. Traditional IRAs defer taxation of investment income, and…
-
Your Retirement Plan: How To Get Started
The number of people who are financially unprepared for retirement is staggering. One study revealed that more than half of the adults in the U.S.…
Financial Calculators
Am I saving enough for my retirement?
How Much Can I Contribute To An IRA?
Should I Convert To A Roth IRA?
What are my projected required minimum distributions?
How Do Taxes and Inflation Impact My Investment Return?
What are my projected required minimum distributions?
Becoming A Millionaire